We Accept All Health Funds at DaVinci Smiles
DAVINCI
Save Money on Dentistry: Take Advantage Of Your Health Fund Benefits
How Do Health Funds Work?
A health fund is an organisation that provides cover for medical and dental expenses. Many different types of health funds are available, each with unique cover options. Health funds provide a great way to help you with the cost of dental care at DaVinci Smiles. Many health funds offer cover to help pay for the cost of medical or dental care that Medicare does not cover.
Health funds work by giving you reimbursements on your medical or dental expenses covered under your policy. They may cover the entire cost of your treatment or a certain percentage. It all depends on your policy's level of cover. It is important to read your health fund's Product Disclosure Statement (PDS) to determine what is covered and how much you will be able to claim.
Request an appointmentUsing health funds for dental treatment is straightforward. Before going to our dental clinic, it is important to check your specific policy cover to confirm if it provides any dental cover and what kind of cover it entails. Once you have ascertained your policy's benefits, book an appointment with DaVinci Smiles and mention that you'll use your health fund. At the time of your visit, bring along your health fund card and present it at the reception.
Our staff will thoroughly check the benefits of your health fund card. After verifying, our team can then begin to offer treatment, so you get the most out of what your plan covers. Furthermore, DaVinci Smiles uses HICAPS, which makes claiming easy and convenient, allowing you to receive a hassle-free experience when seeking out dental treatments covered by your health fund.
Request an appointmentIndividuals must first meet certain criteria to be eligible for a health fund. To start, they must be an Australian citizen or permanent resident. In addition, they must have an active health fund policy in place with a registered provider. This is critical, as the Australian Government has created and implemented regulations that require all health funds to follow strict guidelines and regulations for their services.
When considering health funds, applicants need to be aware that if a policy has lower premiums, it may not provide sufficient cover for certain treatments or procedures. This means there could be an out-of-pocket cost or "gap fee," which is the difference between what your health fund covers and what your dentist charges. Check your policy to avoid any unexpected fees.
Request an appointmentEmbrace the Advantages of Your Health Fund Today!
- Reduce the amount of out-of-pocket costs.
- Possible gap-free dental cover.
- Protection against unexpected dental bills and emergency costs.
Seamless Claims
We offer a smooth and convenient on-the-spot claims process using HICAPS, which allows you to save time.
Customised dental care cover
Health funds provide tailored dental care plans that allow you to customise the type of cover that suits your needs.
Access to accredited dentists
Your health fund will provide access to accredited, experienced, and qualified dentists who can deliver professional quality care, like DaVinci Smiles.
Cost savings
With a health fund, you can save money on large out-of-pocket dental expenses.
Frequently Asked Questions About Using Health Funds for Dental Implant Treatment
Your health fund can assist you with the costs of dental treatment, but not all treatments may be eligible for reimbursement. To make sure that you understand how it works and to help answer your questions about health fund cover, we have provided answers to some of the most commonly asked queries below:
Can private health funds be used for dental implant treatment?
In certain circumstances, private health funds may be utilised for dental implant treatment if necessary. Cover levels vary based on individual plans, but most provide some cover of the associated expenses with dental implants. However, it’s important to note that health funds usually only cover a small portion of the overall cost, leaving you responsible for covering the remaining gap between what is covered and what is owed. Additionally, some plans may require prior approval or have other restrictions that could limit cover even further. You must review your policy closely to determine what type of cover you may receive before undergoing any major dental treatment, such as implants.
Is dental implant treatment covered by private health funds?
Private health funds may not cover dental implant treatment. It is because most health fund companies consider dental implants a cosmetic procedure and do not include cover for them in their policies. In some cases, if the implant is needed due to an accident or other medical emergency, it might be covered under certain policies, but this varies depending on the provider and your policy type. It’s important to note that even when implants are considered medically necessary due to trauma or illness, the cost of the implant itself may still need to be paid out-of-pocket.
Are all types of dental implant treatment covered by private health funds?
Again, it depends on your health fund’s policy cover. Generally speaking, basic dental health fund policies normally do not include cover for any dental implant procedure. However, some private health fund companies offer cosmetic dental procedure cover, which can help cover a portion of the dental implant cost. Depending on your policy, you may be eligible for cover which could cover a percentage of the cost associated with the implant procedure.
Are there any restrictions on using private health funds for dental implant treatment?
What documentation is required for dental implant treatment with private health funds?
Can I get cover for the entire cost of dental implant treatment with a private health fund?
It depends on your policy and the type of cover you have. Some health fund providers can offer cover for a portion of dental implant treatment costs. In contrast, others may not cover the cost of your dental implant because it is considered a cosmetic procedure. However, because every health fund is different, you should contact your health fund provider directly to confirm what will be covered.